Melder Wealth Strategies

Theodore Melder

Theodore Melder

New Orleans

The Million-Mile Illusion: What a 1992 Times-Picayune Article Taught Me About the Retirement Trap

The Million-Mile Illusion: What a 1992 Times-Picayune Article Taught Me About the Retirement Trap

Wall Street wants you to trade certain liquidity today for an uncertain institutional promise tomorrow. Inspired by a 1992 Times-Picayune feature on my grandfather, this is the raw truth about the conventional retirement trap—and the guaranteed alternative they keep from you.

Theo Talks about: Banking and Personal Finance — (Upcoming Event)

Theo Talks about: Banking and Personal Finance — (Upcoming Event)

Seminar Details Date: Saturday, August 8th, 2026 Time: 1:00pm - 3:00pm Location: Rosedale Library, 4036 Jefferson Highway, Jefferson, LA 70121 Event Link: https://calendar.jplibrary.net/event/theo-talks-about-banking-and-personal-finance-32039 Library Contact: (504) 838-4350 Theo Talks IBC® August 8th 2026Theo Talks IBC® August

Community Event: Bridging Health and Wealth at the BEHR Health Juneteenth Celebration — (Past Event)

Community Event: Bridging Health and Wealth at the BEHR Health Juneteenth Celebration — (Past Event)

Seminar Details Date: Friday, June 19th, 2026 Time: 8:00am - 12:30pm CST Location: bEHRconnect — 2509 Bayou Rd Apt A, New Orleans, LA 70119 Event Link: https://luma.com/gwp5njrk I’m setting up a vendor table at the upcoming bEHR Health #BLACKOUT Juneteenth celebration. People usually wonder why a

Suze Orman is Wrong About IBC® and Dividend-Paying Whole Life Insurance: The Institutional Evidence

Suze Orman is Wrong About IBC® and Dividend-Paying Whole Life Insurance: The Institutional Evidence

Suze's statements on permanent life insurance come from a place of either knowledge deficit or intentional misdirection.

Theo Talks about: Banking and Personal Finance — (Past Event)

Theo Talks about: Banking and Personal Finance — (Past Event)

Seminar Details Date: Saturday, June 13th, 2026 Time: 1:00pm - 3:00pm Location: Rosedale Library, 4036 Jefferson Highway, Jefferson, LA 70121 Event Link: https://calendar.jplibrary.net/event/pokemon-tournament-27489 Library Contact: (504) 838-4350 Theo Talks IBC® June 13th 2026Theo Talks IBC® June 13th 2026.png477 KBdownload-circle

Theo Talks about: Infinite Banking and Dividend Paying Whole Life Insurance — (Past Event)

Theo Talks about: Infinite Banking and Dividend Paying Whole Life Insurance — (Past Event)

Seminar Details Date: Saturday, May 30th, 2026 Time: 1:00pm - 3:00pm Location: Rosedale Library, 4036 Jefferson Highway, Jefferson, LA 70121 Library Contact: (504) 838-4350 Theo Talks IBC May 30th 2026Theo Talks IBC May 30th 2026.png499 KBdownload-circle Can't attend? If you can't attend