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The Million-Mile Illusion: What a 1992 Times-Picayune Article Taught Me About the Retirement Trap

The Million-Mile Illusion: What a 1992 Times-Picayune Article Taught Me About the Retirement Trap

Wall Street wants you to trade certain liquidity today for an uncertain institutional promise tomorrow. Inspired by a 1992 Times-Picayune feature on my grandfather, this is the raw truth about the conventional retirement trap—and the guaranteed alternative they keep from you.
Theodore Melder 25 Jun 2026
Suze Orman is Wrong About IBC® and Dividend-Paying Whole Life Insurance: The Institutional Evidence

Suze Orman is Wrong About IBC® and Dividend-Paying Whole Life Insurance: The Institutional Evidence

Suze's statements on permanent life insurance come from a place of either knowledge deficit or intentional misdirection.
Theodore Melder 12 Jun 2026
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